Services
We Are Here To Manage Your Finance With Experience
Retirement Planning
Will you have enough? How much is enough? Retirement Planning is about taking responsibility now by focusing on the future. It is about ensuring you can meet your retirement income expectations and, if you are already retired, whether you are using your capital in the most tax efficient and appropriate way. We can also help determine whether your current income is sustainable if it is coming from savings or pensions.
Investment Planning
Do you self-manage your portfolio or outsource to a professional firm? Do you hold the investments directly or through a particular wrapper? Can you tolerate the true level of risk within your portfolio or could you achieve the same return for less risk? Investment Planning is about choosing the most appropriate investment solutions, understanding the risks, making best use of tax allowances and achieving a true level of diversification.
Estate Planning
Will the right people receive the right amounts, and at the right time? Are they ready to receive potentially large sums? Will you simply be passing on a tax bill? Estate Planning is more than just money and tax – it is about making sure the people who are left are financially supported, that your assets are protected and that the tax paid is fair.
Protecting Your Wealth
What is your most valuable asset? Is it your home? Or, is it your future income and your ability to continue earning it? Protecting your wealth is a fundamental part of financial planning, yet most of us don’t spend the time or money that is often necessary. When someone dies, money can’t ever replace them, but it can make life a little easier for those we love who are left behind.
Health Planning
Can you afford to be without medical aid and gap cover? Injuries from a serious motor vehicle accident or long-term illness can run into millions. Having a good medical aid can give you peace of mind knowing that you will have cover to provide these benefits when you need it most. Healthcare Planning will allow you to understand the different options and benefits that the various schemes and gap companies offer and will assist you in choosing the right option to give you access to quality private healthcare that will suit your and your family’s healthcare needs.
Pension Fund Administration and Employee Benefits
Our Employee Benefit options, or group life assurance (GLA), offers risk insurance benefits for your employees for the eventuality of loss of life, disability, dread disease or retirement. Our solution helps alleviate the financial strain for your employees’ families during these difficult times by paying them a lump-sum or monthly income benefits.
Short Term Insurance
We work in association with Reid Raetzer Robsons Insurance Brokers who provide a personalised, wholistic approach to your domestic and commercial insurance needs. RRR have a comprehensive range of products and services to fit your insurance needs.